Real Money Baccarat

Baccarat is one of the most popular card games, present in land-based and online casinos all over the globe.

This article will tell you all you need to know about it, including where to play it, how to play it, and how to maximize your success.

The favorite game of James Bond, Baccarat is also known as Punto Banco. Its land-based version is very popular among high-rollers, which is why many brick-mortar casinos in the United States host Baccarat in private rooms, away from the main floor. Online, real money Baccarat is significantly more accessible, and its relatively simple rules. Whether you're a baccarat beginner trying to understand the basics or an experienced master of the game trying to test out your latest strategy. We invite you to play for fun on my baccarat trainer before risking real money in a casino or on your mobile.

I’ll break down some of the basic tips and tricks that will not only help you understand the game but also set you on the course of mastering it.

Moreover, I’ll touch upon some other variations of baccarat and how to play them.

Therefore, let’s take a quick overview of what you can learn in this article:

If this seems interesting to you and you want to learn more about baccarat, carefully read this article!

The Best Casinos for Playing Real Money Baccarat

When it comes to baccarat, you should be aware that it is virtually available in all online casinos. In other words, no matter which online platform you choose, chances are that you’re going to find some baccarat games there.

Yet, you should take into account that not all casinos are the same — in every possible aspect.

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First of all, you should make sure that the casino offering baccarat is available in your region. Many casinos are restricted for various legal reasons and that’s why they are not available in some countries.

Next, you should look for casinos that are licensed and regulated by an official regulatory body. It means that the casino is safe, secure, trustworthy, and fair.

Even when you exclude the restricted and non-regulated ones, you should focus on casinos that are overall ranked as good by reviews. Therefore, you want them to have great bonuses, game offers, customer support, payment options and more.

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That’s why I decided to make a list of the casinos that check all the boxes. All the casinos on this page offer several options for playing baccarat and provide the best possible experience for playing this game.

A Short History of Baccarat

Many casino enthusiasts believe that baccarat is actually one of the oldest games that were used in casinos. Although the exact time when it was created is unknown, baccarat is believed to be invented by a person named Felix Falguiere. He was a well-known gambler during the middle ages in Europe.

The paragraph above is based only on stories. The official written record about the game actually dates back to the 19th century. The game was adopted by the nobility on the French court. They enjoyed playing a game that is very much identical to the present-day baccarat.

The first traces of baccarat being played in the USA were at the end of the 19th century, with Europeans bringing the game to the new continent. However, the game wasn’t really that popular until the 50s when casinos introduced it to their standard offer. Ever since then, the game’s popularity has been increasing, with many similar titles becoming available in casinos, including punto banco, chemin de fer and more.

The first type of online real money baccarat was made almost immediately after the first online casino appeared on the web. Nowadays, most online casinos offer a wide variety of baccarat games, including live baccarat, which we will discuss later on.

Best 3 Casinos for Playing Real Money Baccarat

I took the liberty to select three real money online casinos which I believe are the best for playing baccarat. Let’s look at them!

Wild Casino has a long and successful history of offering online casino games to American players. It offers a huge selection of slots and other popular table and card games, including two versions of baccarat, with one of them being available as a live dealer title.
  • Baccarat Games: 2
  • Live Dealer Baccarat: Yes
  • Bonus: 100% up to $1,000
  • USA Players Accepted: Yes

Although Slots.lv is a platform that focuses on slots, it also comes with a decent number of baccarat games. On top of that, it also offers lucrative welcome bonuses for newcomers, as well as several interesting promotions.
  • Baccarat Games: 2
  • Live Dealer Baccarat: Yes
  • Bonus: $22 no-deposit and 200% up to $5,000 deposit
  • USA Players Accepted: Yes

Real money blackjack live dealerBoVegas is a platform that focuses on titles made by Real Time Gaming. It also features several interesting real money baccarat titles, as well as a very interesting welcome bonus for those who are into slots.
  • Baccarat Games: 2
  • Live Dealer Baccarat: No
  • Bonus: Up to $5,500 in Bonuses
  • USA Players Accepted: Yes

Popular Real Money Baccarat Types

You should understand that baccarat nowadays comes in all shapes and sizes. The ones listed here are just some of the most popular variants.

All these games are virtually the same, but some rules are different from game to game. Therefore, let’s take a look at the ones that baccarat players really enjoy.

Punto Banco

Punto banco should actually not be on this list, because most people in America, Canada, and Australia think of it as a “default” type of baccarat. Therefore, it’s the same game that is explained earlier in this article.

Chemin De Fer

Chemin de fer is probably the most popular baccarat variation in Europe. The only significant difference is that there are no official dealers.

In fact, players assume the dealer role which changes every round, just like in some poker variants. Moreover, if the hand total is five, players have the option to choose whether they want to stand or take another card.

Three Card Baccarat

Three card baccarat is popular in Asia, and it differs a lot from the standard version, as players get three cards from the start and they can make the highest hand by having three face cards. Other hand rankings stay the same.

Baccarat en Banque

Baccarat en Banque is also very popular in Europe and very similar to Chein De Fer. However, the only major difference is that a dealer is always the player who offers to take the biggest risk, which makes all the difference.

Other Baccarat Variations

The list doesn’t end here, as there are numerous other variations and sub-variations of baccarat. For example, Baccarat en Banque can offer slightly different rules, depending on the casino where you play it.

Almost all popular types of baccarat nowadays can be found in online casinos. Therefore, if you get bored with playing the standard type, feel free to explore others and see how they work. As a matter of fact, many casino game developers nowadays create original baccarat games with unique features, including numerous side bets, and more.

Play Live Baccarat for Real Money

Live baccarat is a special type of online baccarat that has been gaining popularity for some time now. The idea was to offer people the opportunity to experience the atmosphere from land-based casinos but still sit at home or play games on their mobile devices.

The way it works is that there’s a human dealer who is live-streamed from a casino or a studio that is made exclusively for live players.

What players must do is go to a live casino section that is available at many online casinos and choose one of the baccarat rooms. The game will start, and they will be able to see a dealer playing baccarat with online players. By using special software, players will be able to place bets and even tip the dealer.

Play Online Baccarat For Real Money — A Short Guide

One of the reasons why baccarat is so popular is because it is simple to play. In fact, learning the basic rules and strategies takes just a couple of minutes. Naturally, mastering this game takes a bit more time, but it is still a lot easier compared to poker or blackjack.

In this section, we’ll cover just the basic rules that will help you understand and enjoy the game. Once you read the rules, feel free to test your knowledge in one of the online casinos by playing real money baccarat.

Register

Select a real money casino that offers baccarat and sign up. We shortlisted some of the best casinos in this article — check them out.

Choose a game

Navigate to one of the baccarat titles offered on the site and start your game.
Start a hand by betting on a banker or on a player.
The dealer (the banker) will deal two cards to the player and two cards to themselves. If there’s a need, the third card is dealt as well.
The one with the higher card combination wins. But you win money only if your initial bet is correct.

In other words, if you bet on the banker and the player (you) wins the hand, you still lose your money as your bet was wrong from the start.

There’s also the third bet in baccarat — the tie. However, many professionals advise against betting on the tie as it increases the house edge by far.

How to Calculate Points in USA Real Money Baccarat?

It’s important to know how points are calculated in baccarat.

First, all tens and face cards are actually zero points. So, if you get a nine and a jack, you actually have nine points in total. Aces count as one point.

So, if a player gets a five and a king, and the banker gets a five and a four, the player will have a total of five points, whereas the banker will have nine.

However, if your cards give you a double-digit score, then it’s the second figure that counts. For example, if you have a nine and a three, that’s a total of twelve. In that case, you actually only have three points.

Natural Winner

If the combined cards give a player or a banker eight or nine points, they win the hand automatically and are proclaimed a “natural winner”. If neither the player nor the banker has an eight or a nine, then they must consult the rules for dealing the third card.

These rules are often available at your table in both online and land-based baccarat variations. However, third-card rules are a bit more complicated. Make sure to check them out when you start the game in order to understand how the game works.

Real-Money Online Baccarat Tips & Strategies

Although baccarat is essentially a game of chance, there are several things you can do to decrease the impact of the element of luck.

Therefore, let’s take a look at some of the most popular tips and tricks that will help you maximize your success in baccarat.

Don’t Bet on the Tie

If you want to keep the house edge as low as possible, you should avoid betting on the tie. Although, statistically speaking, tie bets have the highest payouts, they are also the highest contributors to the house edge.

Of course, if you feel a little adventurous, you can make them from time to time and test your luck. However, if you want to rely on numbers rather than luck, avoid them.

Bet on the Banker

BaccaratAccording to many professional baccarat players, the best possible bet you can make is that on the banker, even if you have to pay a 5% commission to the casino if you win banker bets. The odds of winning a banker bet are set to 45.86%, whereas player bets have a probability of 44.62%.

As you can see, it’s a small difference, but one worth taking into account in the long run.

Keep Sessions Brief

Baccarat sessions need to be brief and, as soon as you start chasing losses, you’re going to start losing your money. Remember that the element of luck still plays an important role, so if it isn’t your day, you should stop playing. The same goes for those who are lucky. When all goes too well, you should know when to stop, or things can go awry at any moment.

Don’t Pay Attention to Patterns

Winning and losing streaks do occur in baccarat, but you should know that there are no patterns of how these occur. Every new hand is a new possibility and the odds are reset, so try not to chase patterns, as it is a losing strategy in baccarat.

Bankroll Tips For US Real Money Baccarat

Baccarat doesn’t come with some complex bankroll management strategies. If you have experience in playing other casino games, these should be pretty familiar to you. Nevertheless, let’s take a look at three essential bankroll management tips for real money baccarat.

Set Your Budget

Your baccarat budget should be an amount of money you plan to spend on your baccarat sessions over a certain period of time.

For example, you can set $500 to be your monthly budget for playing the game. If you spend more than that — you can consider that you effectively lost the game.

Setting your budget amount should be related to the height of your income. It should not burden your expenses in any way and still be enough to have fun.

Set Win and Loss Limits

When you play the game, you should be ready to set limits to how much you’re willing to win or lose per session.

For example, if you set to win $100 and you reach that number, you should quit playing, as luck can turn against you any time. The same goes for losses — If you planned to spend $30 for a single session, don’t go over that limit.

Avoid Tilting

Tilting is a term used in poker to denote someone whose emotions have taken control of them. Their judgment is often clouded by the sheer will to win and chase losses that they end up spending much more money than they have initially planned.

That’s why you should never let emotions take over when playing baccarat, and understand that you’re going to lose in some sessions.

Final Thoughts

Real money baccarat has grown more popular since it was made for online casinos. There are communities on the web that are in love with the game and share various tips and tricks all the time.

This article is a contribution to the community, as it features some of the best online casinos for playing baccarat on the web, so make sure to check them out, especially if you’re new to iGaming.

FAQ

These are some of the most frequently asked questions related to real money baccarat. Read on!

Should I play online or live baccarat?
This is all up to you. The majority of online casinos offer live baccarat as well, so feel free to try all and see which one suits you better.
Are there any baccarat-specific bonuses?
The majority of online casinos offer welcome bonuses that are applicable on all games they offer. However, some might have additional baccarat-specific promos.
What type of baccarat should I play?
Online casinos usually offer several baccarat variations, and you are free to test them all and see which one looks good to you. If you’re new, you should start with the “default” baccarat type, which is often referred to as punto banco.
What are the best alternatives to baccarat?
Baccarat players usually enjoy other card games that are available in online casinos, such as blackjack, poker, and more.
How can I be sure that baccarat is not rigged online?
You should choose a licensed and regulated casino that offers games from reputable developers. All casinos featured on this page ticked all security and safety boxes and scored the highest points when it comes to fairness.
Real

Online Baccarat for Real Money

One of the casino industry’s best-kept secrets is baccarat. Why? Because it holds one of the lowest house edges of all casino games on offer. But baccarat isn’t as popular as blackjack or video poker, even though those two card games are more complex.

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Baccarat looks ridiculously complicated to some players who have never seen or played the game before, but the basics are actually pretty easy to understand. Slots of Vegas offers online baccarat for real money right from your desktop or your web browser – and before you dive in, we’re here to help you figure it out. Once you know how to play, we wouldn’t be surprised if baccarat becomes one of your favorites.

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How to Play Baccarat

In baccarat, two hands are dealt – the player’s hand and the banker’s. Unlike other card games, in baccarat all the cards are dealt face-up. That’s because you make a bet on which hand will win before the hands are dealt. You can bet on the player’s hand to win or the banker’s, or you can bet on a tie. Check more at 8 Baccarat Strategy Tips!

The goal of baccarat is to get as close to 9 as possible. The first hand dealt has two cards, and then the game plays out differently according to the results:

  • If the hand totals 0 through 5, a third card is dealt.
  • If the hand is a 6 or 7, no more cards are given.
  • If the hand is 8 or 9, the hand automatically wins.
  • If the hand ties and a bet on a tie was placed, the hand pays out 9:1

Face cards and 10’s have a value of zero, so a hand with a queen and a 5 is worth five. In addition, when a hand is dealt – say a 9 and a 5 – the value of the hand is the second number in the added sum. So 9 + 5 = 14, therefore the value of the hand is 4. A third card would then be dealt to add to the hand.

While the payout on the tie bet looks good at 9:1, we’ll let you in on a little baccarat strategy secret: the odds of hitting a tie are incredibly low, making the tie bet pretty much worthless. We recommend staying away from this wager if you want to hold onto more of your bankroll for longer. However, if your personal motto goes something like, “Go big or go home,” then we invite you to try it out for yourself. You could end up lucky and walk away with 9x your bet!

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Also, go with the banker bet. You and your bankroll will thank us later.

Real Money Baccarat App

Slots of Vegas works to provide players with all their favorites from the casino floor, and that includes the same experience playing online baccarat for real money. Check out baccarat in Slots of Vegas’s instant play feature to practice for free before you start betting real money and you could be a pro baccarat player in no time!