1. Bank Of Baroda Fixed Deposit Interest Rates 2017
2. Bank Of Baroda Fixed Deposit Interest Rates 2016
3. Bank Of Baroda Fixed Deposit Interest Rate
4. Bank Of Baroda Fixed Deposit Interest Rates 2018
5. Bank Of Baroda Fixed Deposit Interest Rates For Senior Citizens

Bank of Baroda is one of the country’s leading public sector banks which offer a wide range of fixed deposit schemes. The schemes include various types of tenure such as short, medium, and long-term at alluring Bank of Baroda FD interest rates. With the highest rate of interest as high as 6.70%, the bank also offers an interest rate up to 7.20% for senior citizens for FDs less than Rs.1 crore. With the BOB FD senior citizen can make it a reliable option of investment.

Bank of Baroda offers several fixed deposit schemes to choose from, depending on your chosen preferred term period (short-term or long-term). This range of choices makes fixed deposits a convenient option for a range of investors, from salaried employees. Bank of Baroda FD- Special Features. The Bank of Baroda provides Fixed Deposit Facility from 7 days to 10 years; Senior citizens who have holding Fixed Deposit in BOB can enjoy the interest hike of 0.50% p.a. Over regular rates. What is the interest rate range for Bank of Baroda FDs? For normal individuals, the interest rate ranges between 4.50% and 6.30%. However, in case of senior citizens, this rate ranges from 5.00% to 6.80%. Can consumers open a BOB fixed deposit account online?

BOB allows investment as low as Rs.15,01,000 and up to Rs.10,00,00,000. While, other banks have limited tenure, BOB allows investment of 7 days to a maximum of 5+ years. Bank of Baroda is one of the few banks in India which allow low investment option of Rs.1,000 only for more than 15 days.

Bank of Baroda Fixed Deposit Interest Rate

A high interest rate provides customers with good returns so they can invest their money wisely. Given below is the table showing the Bank of Baroda FD interest rates for regular deposits that are less than Rs.1 crore.

As seen from the table, the interest paid to the users can vary from 4.25% to 6.70%. Also, the period of investment ranges from 7 days to more than 5 years. To get maximum returns, customers need to compare the interest rates with short term, medium term, and long term tenures. Match the two elements to calculate the best return from your hard-earned money.

Bank of Baroda Senior Citizen FD

Bank of Baroda offers BOB FD senior citizen with higher interest rates for senior citizens than the regular deposits. With attractive interest rates as high as 7.20%, all senior citizens aged 60 years and above can gain higher rates of interest of 0.50% than the regular deposits. Given below is the table showing the BOB fixed deposit rates for senior citizens that are less than Rs.1 crore.

Bank of Baroda FD schemes

As mentioned above, it offers many kinds of FD schemes. Following are the number of schemes which BOB provides to its customers.

Baroda Maha Utsav Fixed Deposit Scheme

Eligibility: All individuals and Hindu Undivided Family individuals.

Tenure: 1 year to 5 years

Interest rate: 4.50%-7.50%

Bank Of Baroda Fixed Deposit Interest Rates 2017

Baroda Double Dhamaka Fixed Deposit Scheme

Eligibility: Single individual.

Minors below the age of 10 years and above.

Clubs, educational Institutions, associations, partnerships,and joint stock companies.

Tenure: Minimum 9 Years 04 months(8 Years, 9 months and 03 days for senior citizens).

Interest rate: 7.50%- 8.00%

Amount: Rs. 5,000 to Rs. 1 crore

Baroda Fast Access Deposit Scheme

Eligibility: An individual should be able to invest Rs. 10,000 to open this deposit and should have a current account with Bank of Baroda.

Tenure: 7 days-10 years

Interest rate: 4.50%-7.50%

Amount: Rs. 10,000

BOB Regular Income Plan

Tenure: 12-120 months

Interest rate: 6.75%-7.75%

Amount: Minimum Rs. 1,000

BOB Suvidha Fixed Deposit Scheme

Eligibility: residents of India

Tenure: 12-60 months

Interest rate: 6.75%

Amount: Rs. 1,000 to Rs. 10 crore

Bank of Baroda Monthly Income Plan

Eligibility: Indians with maximum age 60

Tenure: 12-120 months

Interest rate: 4% per annum

Amount: Rs. 1,000 to Rs. 5 lakhs

Bank of Baroda Regular Income cum Recurring Deposit

Eligibility: Resident of India with valid age proof

Tenure: 12-120 months

Interest rate: 4%

Amount: Rs. 1,000 to Rs. 5 lakhs

Baroda Tax Savings Term Deposit

Tenure: 5-10 years

Interest rate: 6.50%-6.25%

Amount: Minimum Rs. 100

Bank Of Baroda Fixed Deposit Interest Rates 2016

Bank of Baroda NRI Fixed Deposit Schemes

BOB also offers customers who are Non-Resident Indians (NRIs) good investment options when it comes to fixed deposits. The options include NRE, NRO and FCNR time deposits.

Bank of Baroda FD Calculator

Bank Of Baroda Fixed Deposit Interest Rate

BOB FD Calculator allows customers to find out how much interest they have earned on an FD. The FD calculator takes values such as the principal investment, the deposit term, the rate of interest, and the type of fixed deposit. It then calculates the amount one stands to receive on maturity. Customers can use this calculator to check investment values before applying free of cost.

How to Calculate BOB Fixed Deposit Interest Rate?

Use the BOB calculator to calculate the Bank of Baroda fd rates accurately and efficiently. The calculator estimates the interest and the total amount the customer will get upon maturity if input with the following variables:

• Deposit Amount: The principal amount invested in a particular deposit scheme.
• Deposit Interest Rate: The rate of return offered on the scheme.
• Deposit Tenure: The term or period for which the amount is invested for.

Bank Of Baroda Fixed Deposit Interest Rates 2018

Once these details are entered, the user needs to click on the ‘calculate’ button. The result will then automatically be displayed. The greatest benefit of using this BOB fixed deposit rates calculator is that it saves the user’s time, effort, and money. Depositors can compare FDs of several banks and make real-time calculations, depending on the results, the user can then proceed with their desirable bank or scheme to invest their money. BOB FD calculator is the most efficient tool to pre-determine the earnings on the investment during or before the opening of an FD account.

Bank Of Baroda Fixed Deposit Interest Rates For Senior Citizens

It is never too late to start investing in a Fixed Deposit, and Bank of Baroda fd rates can undeniably bring a lot of returns to the customers.